Effective Date: January 1, 2025
Company: Danuta Group LLC
Website: https://thedigitalowl.click
1. Information We Collect
We collect personal information such as your name, email, and payment details when you purchase or register for our products.
Fraud Prevention Data: For the purpose of ensuring transaction security and preventing fraudulent activity, we automatically collect the Internet Protocol (IP) address, browser fingerprint, and approximate geolocation data of the device used during the checkout and purchase process. This data is collected by secure third-party applications.
Payment processing is handled securely by third parties (e.g., Stripe, PayPal, Zelle). We do not store full payment data.

2. How We Use Your Data
To grant access to purchased digital content.
To send order confirmations, receipts, and product updates.
To comply with legal and financial reporting obligations.
To protect our financial interests by verifying the legitimacy of transactions, preventing, detecting, and mitigating fraudulent purchases, and defending against unauthorized chargebacks and external scams.
To comply with the heightened due diligence and monitoring requirements imposed by financial institutions and payment networks (including Zelle) to mitigate fraud and protect the integrity of the payment ecosystem.
We do not sell or share your data with third parties except when required by law or necessary to complete your purchase, or for the explicit purpose of fraud prevention and dispute resolution.

3. Data Security
Your information is stored using encrypted systems and secure third-party providers. While we take reasonable precautions, no system is completely secure, and users assume standard digital risk.

4. Cookies & Analytics
We may use cookies to improve website functionality and gather anonymous analytics. Users can disable cookies in their browser settings.

5. Your Rights
You may request access, correction, or deletion of your personal data by contacting us at admin@thedigitalowl.click.

6. Policy Updates
We may update this Privacy Policy periodically. Continued use of our site constitutes acceptance of the latest version.